Buying Your First Home
We take the stress out of buying your first home, so you can focus on the excitement.
Buying your first home is a very exciting time in your life.
This time can also be filled with stress as you encounter new financial challenges you may not have expected.
Are you:
We understand that buying your first home can be a lot more complicated than it looks.
When first diving into the world of home ownership, many people think that saving enough to pay for the deposit is the hardest part. In our experience, simply finding the right property for you can be just as challenging.
But, while they are both important, they are just the first steps on the path to becoming a homeowner.
When trying to balance how much you are able to borrow with how much you can realistically repay, it can be easy to feel like buying your first home is an impossible task.
But buying your first home doesn’t have to be overwhelming.
At Veyron, we specialise in helping everyday families navigate the world of home ownership with ease and confidence.
We know that you want to worry less about the process of buying your first home and focus more on the excitement instead.
That’s why we help ease your fears by acting as your go-to source of professional guidance on every step along your home-ownership journey.
Don’t risk your financial security by going it alone. We’re here to help, always.
All you have to do is get in touch.
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How do I buy my first home?
While implementing a clear, practical budget to help you save for a deposit is important, the process of buying a home also includes more fineprint than you may expect.
Depending on which state or territory you live in, you could also have to factor in costs like stamp duty, lender’s mortgage insurance and any legal or conveyancing fees into your budget.
The process of buying your first home includes:
- Saving for your deposit by implementing and sticking to an achievable budget
- Figuring out exactly how much you can afford to borrow
- Weighing up whether the repayments of your home will be more or less than your weekly rent
- Understanding the other upfront costs you may have to pay
- Finding the right home loan for your unique financial circumstances
- Preparing for auction or private sale
Sounds like a lot, right? Don’t worry, you’ve got a secret weapon: us!
Our team of expert financial advisors act in partnership with our mortgage brokers to help you breeze through the entire home loan process.
Because our financial advisors and mortgage brokers work closely together, we’re uniquely positioned to provide guidance that considers your whole financial picture.
Whether you’re worried about how buying your first home will affect your overall financial plan or need advice on finding the right home loan (link to home loan advice service), we’re here to help.
What should I be aware of before buying my first home?
Since the process of buying your first home can be complicated, there’s often a thing or two that first homeowners aren’t aware of.
During the process of buying your first home, you should be aware of:
- Any state taxes, like stamp duty, you may be obligated to pay
- If you can access the first home owner grant
- The importance of knowing the local market well
- How a home loan will affect your overall financial plan
We know that understanding the ins and outs of the home buying process can feel like it’s unachievable for the ordinary person.
That’s why we want to help by giving you all the information you need to take on the process with the confidence that only professional guidance can give.
We act as the bridge between yourself and the often confusing property industry, so you’ll never have to feel like you don’t understand exactly what is involved.
